Meet Our Financial Advisors
A dedicated team of budget adjustment specialists committed to helping UK families navigate their financial planning with confidence and practical strategies that work in real-world situations.
Our Core Team
Marcus Thornbury
Senior Budget Analyst & Programme Director
Marcus brings fifteen years of experience from Edinburgh's financial sector, where he's helped over 800 families restructure their spending patterns. His approach focuses on gradual adjustments rather than dramatic overhauls – something he learned after his own financial struggles in 2019. He particularly enjoys working with young families who are juggling mortgage payments with childcare costs.
Felicity Bramwell
Household Economics Specialist
Based in Glasgow, Felicity specializes in helping households identify spending leaks that often go unnoticed. She developed our signature "30-day tracking method" after realizing that most budgeting apps miss the psychological aspects of spending. Her background in behavioral psychology means she understands why people make certain financial decisions – and how to gently shift those patterns.
Rupert Whitfield
Debt Restructuring Advisor
Rupert works with families who feel overwhelmed by multiple financial obligations. Rather than offering quick fixes, he maps out realistic timelines that account for life's unexpected expenses. His clients often mention his patience – he never rushes through sessions and always explains concepts in plain English, avoiding financial jargon that can make people feel inadequate.
Our Specialized Approaches
Gradual Adjustment Method
We've found that dramatic budget cuts rarely stick long-term. Instead, we help families make small, sustainable changes that compound over time. This might mean reducing dining out by one meal per week initially, rather than eliminating it entirely.
Seasonal Planning
UK households face predictable seasonal expenses – from heating costs in winter to holiday spending in summer. We help families prepare for these cycles months in advance, avoiding the stress of unexpected financial pressure during busy periods.
Emergency Buffer Building
Rather than aiming for the traditional six-month emergency fund immediately, we help families build smaller buffers first – perhaps £500 for minor car repairs or medical expenses. This creates confidence and momentum for larger financial goals.